Simo Elrharraz-Senior Advisor
Simo Elrharraz is a financial risk and compliance professional with more than 18 years of experience across financial services, payments, AML/BSA compliance, financial crime risk, and regulatory programs. He has extensive experience working with financial institutions, fintechs, and government-related organizations on complex risk and compliance initiatives.
Simo spent more than 10 years with Western Union Business Solutions, where he developed extensive experience in payments, financial operations, credit risk, and compliance. He later joined Deloitte to support major financial institutions and government-related engagements and leading initiatives involving risk management, compliance, quality assurance, process improvement, and regulatory requirements.
He has also advised fintechs and financial institutions in the U.S. and MENA region on AML controls, financial crime risk, cross-border payments, and compliance frameworks. Simo is fluent in English, Arabic, and French. His professional interests include financial regulation, financial crime prevention, emerging financial technologies, and strengthening risk and compliance frameworks in complex regulatory environments.